Privacy Policy | Pacific Equity Buyers LLC

Pacific Equity Buyers LLC | 98-864 Hapuu, Aiea, HI 96701 | alfred@thepacificequitybuyers.com | 808-487-0657

Pacific Equity Buyers LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thepacificequitybuyers.com (the "Site") or submit an application for our business financing services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our Site.

1. Information We Collect

We may collect information about you in a variety of ways:

Personal Data You Provide

When you fill out our contact or application form, we may collect:

First and last name
Business name and structure
Email address
Mobile phone number
Business address and location
Financial information (monthly revenue, time in business, funding amount needed)
Any additional information you provide in message fields

Automatically Collected Data

When you visit our Site, we may automatically collect certain information about your device, including:

IP address and browser type
Pages visited and time spent on pages
Referring website addresses
Operating system and device identifiers

2. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your business financing application
To contact you regarding your application or our services
To send you information about our financial products and services (with your consent)
To improve our website and user experience
To comply with applicable laws and regulations
To send SMS/text messages when you have provided express written consent
To respond to inquiries and customer service requests
To prevent fraudulent activity and protect our legal interests

3. SMS/Text Messaging Communications

SMS Communications Policy

If you have expressly opted in to receive SMS/text message communications from Pacific Equity Buyers LLC, the following terms apply:

Consent: By providing your mobile number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Pacific Equity Buyers LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Standard message and data rates may apply depending on your carrier and plan.
Opt-Out: You may opt out of SMS communications at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message.
Assistance: Reply HELP to any of our text messages for assistance, or contact us directly at alfred@thepacificequitybuyers.com.
Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or obtaining any financial product or service from Pacific Equity Buyers LLC.

Mobile Data Sharing: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. How We Share Your Information

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties except in the following circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, and servicing you, as long as those parties agree to keep your information confidential. These may include credit reporting agencies, loan servicing platforms, and technology vendors.

Legal Requirements

We may disclose your information when required by law, court order, or governmental authority, or when we believe disclosure is necessary to protect our rights, prevent fraud, or ensure the safety of others.

Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity, subject to the same privacy protections outlined in this policy.

We do not sell your personal information. We do not share your personal information with third parties for their own marketing purposes without your explicit consent.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

SSL/TLS encryption for data in transit
Secure storage systems with restricted access
Regular security assessments and updates
Employee training on data privacy and security

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.

7. Third-Party Websites

Our website may contain links to third-party websites. We have no control over the content or privacy practices of these sites and are not responsible for their privacy policies. We encourage you to review the privacy policy of any third-party site you visit.

8. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us immediately and we will take steps to delete such information.

9. Your Rights and Choices

Depending on your location and applicable law, you may have the following rights regarding your personal information:

Access: The right to request a copy of the personal information we hold about you.
Correction: The right to request correction of inaccurate personal information.
Deletion: The right to request deletion of your personal information, subject to certain exceptions.
Opt-Out: The right to opt out of marketing communications at any time.
SMS Opt-Out: Reply STOP to any SMS message to opt out of text message communications.

To exercise any of these rights, please contact us at alfred@thepacificequitybuyers.com.

10. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These rights include the right to know what personal information we collect, the right to delete your personal information, and the right to opt out of the sale of your personal information. We do not sell personal information. To submit a request, contact us at alfred@thepacificequitybuyers.com.

11. Hawaii Privacy

Pacific Equity Buyers LLC is based in Hawaii and complies with all applicable Hawaii state privacy laws. If you have questions about your rights as a Hawaii resident, please contact us directly.

12. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date above. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our Site after any changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Pacific Equity Buyers LLC
98-864 Hapuu, Aiea, HI 96701
Email: alfred@thepacificequitybuyers.com
Phone: 808-487-0657