Working Capital Loans
When your business needs immediate operating capital, our working capital loans provide fast access to funds for any business purpose — no collateral required for most programs.
Whether you need to bridge a cash flow gap, seize a bulk inventory opportunity, or cover unexpected expenses, we structure a solution around your specific situation.
- No collateral required for most programs
- Fixed daily or weekly payments
- Use funds for any business purpose
- Minimal documentation required
Revenue-Based Financing
Revenue-based financing aligns your repayment with your actual business performance. Pay more when business is strong, less when it's slow — providing breathing room during seasonal downturns.
This product is ideal for businesses with fluctuating monthly revenues, seasonal operations, or high-growth trajectories where cash flow timing is critical.
- Payments scale with your revenue
- No fixed monthly obligations
- Ideal for seasonal businesses
- Renew as you repay
Equipment Financing
Acquire the equipment your business needs to operate and grow without tying up your working capital. The equipment itself serves as collateral, often resulting in lower rates and longer terms.
Finance new or used equipment across any industry — from construction machinery to restaurant equipment to medical devices and commercial vehicles.
- Equipment serves as collateral
- Preserve working capital
- Potential tax benefits (Section 179)
- All industries and equipment types
Invoice Factoring
Stop waiting 30, 60, or 90 days for your customers to pay outstanding invoices. Our invoice factoring solution converts your accounts receivable into immediate working capital.
Ideal for B2B businesses, staffing agencies, transportation companies, and any business with reliable commercial clients but slow payment cycles.
- Immediate cash from outstanding invoices
- No debt added to your balance sheet
- Optional collections management
- Recourse and non-recourse options
Business Line of Credit
A flexible, revolving line of credit gives your business access to capital whenever you need it. Draw only what you need, pay interest only on what you use, and replenish as you repay.
Perfect for businesses that experience recurring cash flow gaps, need a financial safety net, or want ongoing access to capital for growth opportunities.
- Draw and repay on your schedule
- Interest only on utilized balance
- Automatically replenishes as repaid
- No prepayment penalties
Commercial Real Estate Loans
Whether you're purchasing a new location, refinancing an existing property, or leveraging commercial real estate equity for growth capital, our commercial real estate loan programs offer competitive structures.
We work with owner-occupied properties, investment properties, and mixed-use buildings across all commercial property types.
- Purchase, refi, or cash-out available
- Competitive commercial rates
- Owner-occupied and investment
- Hawaii and nationwide properties