Last Updated: January 1, 2025 | Effective Date: January 1, 2025
Pacific Equity Buyers LLC | 98-864 Hapuu, Aiea, HI 96701 | alfred@thepacificequitybuyers.com | 808-487-0657
Please read these Terms and Conditions ("Terms," "Agreement") carefully before using the website thepacificequitybuyers.com (the "Site") operated by Pacific Equity Buyers LLC ("Company," "we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.
By accessing our website, submitting an application, or otherwise engaging with Pacific Equity Buyers LLC, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy, which is incorporated herein by reference.
Pacific Equity Buyers LLC is a direct business lender providing financing solutions to qualifying businesses. Our services include, but are not limited to:
All lending products are subject to credit approval and underwriting review. Submission of an application does not guarantee approval or funding. Loan terms, rates, and amounts are subject to change and depend on your business profile and eligibility.
To use our services, you must:
We reserve the right to deny service to any applicant at our sole discretion.
You agree to provide accurate, current, and complete information when submitting any application or form on our Site. Providing false, misleading, or fraudulent information may result in immediate denial of your application and may be subject to applicable laws governing fraud and misrepresentation. We reserve the right to verify any information you provide through third-party sources.
The following terms apply specifically to SMS/text message communications from Pacific Equity Buyers LLC:
By providing your mobile phone number and checking the SMS opt-in checkbox on our contact or application form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Pacific Equity Buyers LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS). This consent applies to the mobile number you provide at time of opt-in.
Message frequency varies. You may receive up to 4 SMS/MMS messages per month from Pacific Equity Buyers LLC.
Standard message and data rates may apply to all SMS/MMS messages sent to and received from Pacific Equity Buyers LLC. These rates are determined by your mobile carrier. Pacific Equity Buyers LLC is not responsible for any charges imposed by your mobile carrier.
You may opt out of receiving SMS messages from Pacific Equity Buyers LLC at any time by replying STOP to any text message you receive from us. After opting out, you will receive a single confirmation message. No further messages will be sent unless you re-opt-in. You may also opt out by contacting us at alfred@thepacificequitybuyers.com.
For assistance with SMS messaging, reply HELP to any text message from Pacific Equity Buyers LLC, or contact us directly at alfred@thepacificequitybuyers.com.
Your consent to receive SMS/text messages is NOT a condition of purchase or obtaining any financial product or service from Pacific Equity Buyers LLC. You may apply for and receive our financing services without consenting to receive SMS/text messages.
SMS messaging is available with major US carriers including but not limited to AT&T, Verizon, T-Mobile, Sprint, and other participating carriers. Carrier support may vary.
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Pacific Equity Buyers LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content from this Site without our express written permission.
You agree not to use our Site for any of the following purposes:
The information provided on our Site is for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Pacific Equity Buyers LLC strongly recommends that you consult with qualified financial, legal, and tax professionals before making any financial decisions. Any financial products offered are subject to specific terms, conditions, and underwriting requirements that will be disclosed at time of offer.
Our Site and services are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied. Pacific Equity Buyers LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by applicable law, Pacific Equity Buyers LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our Site or services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from or related to these Terms or your use of our Site shall not exceed the greater of $100 or the amount you have paid to us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Pacific Equity Buyers LLC and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our Site, your violation of these Terms, or your violation of any rights of another party.
Our Site may contain links to third-party websites for your convenience. Pacific Equity Buyers LLC does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.
Your use of our Site is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. Please review our Privacy Policy to understand our practices regarding your personal information.
These Terms shall be governed by and construed in accordance with the laws of the State of Hawaii, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Hawaii County, Hawaii, and you consent to personal jurisdiction in such courts.
Before initiating any formal legal proceeding, you agree to first contact Pacific Equity Buyers LLC at alfred@thepacificequitybuyers.com and attempt to resolve the dispute informally. If we cannot resolve the dispute within 60 days, either party may pursue formal legal remedies.
Pacific Equity Buyers LLC reserves the right to modify these Terms at any time. We will post updated Terms on this page with a revised "Last Updated" date. Your continued use of our Site after the posting of any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from the remaining provisions and shall not affect the validity and enforceability of the remaining provisions.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Pacific Equity Buyers LLC with respect to your use of our Site and supersede all prior agreements, representations, and understandings.
If you have questions about these Terms and Conditions, please contact us:
Pacific Equity Buyers LLC
98-864 Hapuu, Aiea, HI 96701
Email: alfred@thepacificequitybuyers.com
Phone: 808-487-0657